All domestic students enrolled in 3 or more credit hours and Psychology Graduate students enrolled in 1 or more credit hours are required to participate in the University Insurance through PacificSource.
All students, regardless of insurance coverage, are eligible to use the Student Health Center (SHC). The SHC provides low cost primary healthcare services. Insurance is needed for specialist services and for times when the SHC schedule is full or when we are closed (evenings, weekends and during academic breaks).
Highlights of PacificSource Health Plan:
- Coverage at an affordable rate
- Wide access to providers, pharmacies, urgent care centers and hospitals locally and across the nation
- Comprehensive coverage with low pharmacy copays
- Low deductible of $300/year. Deductible waived and 100% coverage for charges incurred at the Student Health Center
- PacificSource is billed by the University for charges incurred at the SHC
- Outstanding customer service to assist with referrals, coverage and claim information
For students with other insurance coverage who are seen at the SHC, receipts for charges are available to submit to your insurance for reimbursement. Students who have Oregon Health Plan insurance can be seen at the SHC after signing a waiver which states that charges will not be submitted to OHP for reimbursement.
Billing for PacificSource Health Plan: At the beginning of each academic year the yearly premium for the student insurance plan is automatically charged to your Business Office statement. You may waive the insurance by completing the on line waiver form and providing proof of "comparable" health coverage.
What you need to consider to determine if your insurance plan is "comparable":
Are all of your insurance benefits applicable in Oregon and other states? Does your insurance plan provide day to day coverage beyond your home state line? We hear from more and more students whose insurance at home does not cover them beyond state lines.
Does your insurance plan provide adequate provider access? Some plans profess to have wide access to providers but then patients find that local providers are not accepting new patients within that insurance plan. Please contact providers in this area to determine if you will have access to local providers.
Will you travel in any capacity while at Pacific? This includes choir trips, outdoor pursuits, club sports, and clinic rotations for those in graduate health profession programs. If your insurance does not have coverage throughout the U.S., the insurance does not meet "comparable" criteria.
Does your insurance plan have a high deductible? If yes, you should have the amount of deductible available to use for medical costs that could occur.
Date of coverage meet or exceed the requirement for the school year.
Full coverage for pre-existing conditions.
Does your insurance have annual or lifetime policy maximums?
The following information for the 2017-18 academic year can be found at PacificSource Health Plan website:
- Student Medical Brochure
- Dependent and family enrollment forms
- How to Enroll or Waive the school sponsored insurance plan
- ID cards
- Search for provider
If you have additional questions about the insurance plan, please call our local insurance representative, WSC Insurance, at 503-357-3154.