Student Insurance Information

All domestic students enrolled in three (3) or more credit hours, Psychology graduate students enrolled
in one (1) or more credit hours, and Music Therapy students enrolled in one (1) or more credit hours are
required to participate in the Student Health Insurance Plan.

All international students and exchange visitors in F-1 or J-1 status are required to have health insurance
at Pacific University. The premium is automatically billed on the tuition billing statement.

(Family members are not eligible for coverage under this student plan).

Highlights of Academic Health Plan:

  • Coverage at an affordable rate
  • Wide access to providers, pharmacies, urgent care centers and hospitals locally and across the nation
  • Comprehensive coverage with low pharmacy co-pays
  • Low deductible of $300/year
  • Deductible waived and 100% coverage for visits incurred at the Student Health Center
  • Outstanding customer service to assist with referrals, coverage and claim information

Billing for Academic Health Plan: At the beginning of each semester the premium for the student insurance plan is automatically charged to your tuition account managed by the Business Office. You may waive the insurance by completing the on line waiver form and providing proof of "comparable" health coverage.

Before you waive the University insurance plan, be sure your private insurance plan is "comparable":

  1. Are all of your insurance benefits applicable in Oregon and other states? Does your insurance plan provide day to day coverage beyond your home state line? We hear from more and more students whose insurance at home does not cover them beyond state lines.

  2. Does your insurance plan provide adequate provider access? Some plans profess to have wide access to providers but then patients find that local providers are not accepting new patients within that insurance plan. Please contact providers in this area to determine if you will have access to local providers.

  3. Will you travel in any capacity while at Pacific? This includes choir trips, outdoor pursuits, club sports, and clinic rotations for those in graduate health profession programs.  If your insurance does not have coverage throughout the U.S., the insurance does not meet "comparable" criteria.

  4. Does your insurance plan have a high deductible? If yes, you should have the amount of deductible available to use for medical costs that could occur.

  5. Date of coverage meet or exceed the requirement for the school year.

  6. Full coverage for pre-existing conditions.

  7. Does your insurance have annual or lifetime policy maximums? 

The following information can be found at Academic Health Plan Website

  • Student Medical Brochure
  • How to Enroll or Waive the school sponsored insurance plan
  • ID cards
  • Search for provider

If you have additional questions about the insurance plan, please call Academic Health Plans at (855) 856-2383.

Other resources: Health Insurance How To Quick Reference