Tuition & Fees | MSW

Tuition and Fees for the 2016-2017 Academic Year

2016-2017 tuition for both years of the 2 year program is $21,760 ($10,800 each term).
2016-2017 tuition for the advanced standing program is $22,440 ($11,220 each term).

The per credit amount is $688 per credit.

Students will also need to purchase books for classes, a cost of approximately $500 a semester. Students traveling abroad during the second year of study will also be charged a travel course fee.

Scholarships and Assistantships

The Pacific University master of social work program has limited scholarships available. These are competitive single-year scholarships offered to selected students. Award amounts vary.

A limited number of graduate assistantship positions are offered to outstanding applicants each year at the time of formal notification of admission. Students receiving a graduate assistantship assist one of our full-time faculty members for approximately 10 hours per week in a variety of roles.

Financial Aid

Students in the master of social work program can apply for federal direct unsubsidized loans of up to $20,500 per academic year, and federal graduate PLUS loans of up to the entire cost of attendance minus other aid received. Both loans are at fixed interest rates that begin accruing upon disbursement.

Students who are interested in borrowing federal loans should submit a Free Application for Federal Student Aid (FAFSA) electronically on the FAFSA website (www.fafsa.gov) as soon as possible after Oct. 1. Pacific University's Federal School Code is 003212.

Visit the financial aid website for more information. Do not wait to be accepted into your program to apply for financial aid.

If you have any questions about financial aid, budgeting, repayment, or other education-related financial concerns, please contact our Financial Aid Office at 503-352-2222.

Loan Forgiveness Programs

Projected Loan Forgiveness Scenarios

Scenario 1

Single student who takes out the full amount of the unsubsidized loan and the Graduate PLUS loan for 2 years. Total loan debt of $81,896 (assuming no previous federal loans as an undergraduate student). Upon graduation student is employed for a non-profit and has an AGI of $35,000*.

Repayment Plan First Monthly Payment Last Monthly Payment Total Amount Paid Projected Loan Forgiveness Repayment Period
Standard $901 $901 $108,118 $0 120 months
Graduated $514 $1,542 $115,087 $0 120 months
Extended Fixed $518 $518 $155,298 $0 300 months
Extended Graduated $396 $790 $169,117 $0 300 months
Revised Pay As You Earn (REPAYE) $0 $0 $0 $141,264 300 months
Pay As You Earn (PAYE) $0 $0 $0 $176,885 240 months
Income-Based Repayment (IBR) $0 $0 $0 $200,632 300 months
IBR for New Borrowers $0 $0 $0 $176,885 240 months
Income-Contingent Repayment (ICR) $0 $0 $0 $211,831 300 months

Scenario 2

Married student with 2 children who takes out the full amount of the unsubsidized loan and the Graduate PLUS loan for 2 years. Total loan debt of $81,896 (assuming no previous federal loans as an undergraduate student). Upon graduation student is employed for a non-profit. Student and spouse have an AGI of $70,000*.

Repayment Plan First Monthly Payment Last Monthly Payment Total Amount Paid Projected Loan Forgiveness Repayment Period
Standard $901 $901 $108,118 $0 120 months
Graduated $514 $1,542 $115,087 $0 120 months
Extended Fixed $518 $518 $155,298 $0 300 months
Extended Graduated $396 $790 $169,117 $0 300 months
Revised Pay As You Earn (REPAYE) $280 $1,131 $161,820 $0 260 months
Pay As You Earn (PAYE) $280 $901 $138,578 $26,012 240 months
Income-Based Repayment (IBR) $419 $901 $133,541 $0 190 months
IBR for New Borrowers $280 $901 $138,578 $26,012 240 months
Income-Contingent Repayment (ICR) $762 $904 $111,638 $0 132 months

* assumes 5% income growth each year with family size remaining the same. Actual payments will be determined by a student’s total borrowing, interest rates, family size, actual AGI. Income Driven Repayment plans are calculated annually based on the previous year AGI.

Public Service Loan Forgiveness

The Projected Loan Forgiveness included on the chart is not Public Service Loan Forgiveness. Public Service Loan Forgiveness comes into effect after a student has met the following criteria:

  • Qualifying loan- Direct Loan (subsidized, unsubsidized, Graduate PLUS loans) and other federal loans if consolidated in to a Direct Consolidation Loan (older FEEL loans or Perkins loan).
  • Qualifying payment plan- standard 10 year or Income Driven repayment plan (Revised Pay As You Earn, Pay As You Earn, Income-Based, IBR for new borrowers, Income-Contingent).
  • 120 separate monthly on time payments
  • Qualifying employer- non-profit (501 (c) (3) tax exempt), federal/state/local/tribal government

At this time the Projected Loan Forgiveness after 20 or 25 years will be considered taxable income. The Public Service Loan Forgiveness is not considered taxable income and at this time there is no cap on the amount of loans forgiven.

More information about the Public Service Loan Forgiveness is available at www.studentaid.ed.gov. Students can also log in to www.studentloans.gov and use their current and expected borrowing to calculate their repayment options.

National Health Services Corps (NHSC) Loan Repayment Program

Licensed health care providers may earn up to $50,000 toward student loans in exchange for a two-year commitment at an NHSC-approved site through the NHSC Loan Repayment Program (NHSC LRP). Accepted participants may serve as primary care medical, dental, or mental/behavioral health clinicians and can choose to serve longer for additional loan repayment support. You can get more information on this program at this website http://nhsc.hrsa.gov/loanrepayment/.